Medicare

Medicare Part A- Hospitalization- You pay $0

You will have a deductible of $1676.00 if you spend more than 23 hours in a hospital. This is not an annual deductible. This deductible is per occurrence. There is no limit on how many times you can pay the deductible in a calendar year.

Medicare Part B- Physician's medical Expense- You pay $185.00 per month. This is directly taken out of your Social Security Check.

Annual Deductible of $257.00. Medicare pays 80% of Physician's bill, outpatient surgery, supplies, diagnostic, tests and durable medical equipment. You pay the remaining 20%.

Secure Insurance Advisors cannot sign clients up for Medicare A&B. You must do that at the Social Security office or Website.

Medicare Supplement- Secure Insurance recommends Plan G. This plan will cover everything except the annual Part B Medicare deductible of $257.00. Once the claim has been approved through Medicare, your Supplement will pay the 20% coinsurance. This billing is done electronically which means paperless claims for the policy holder. Medicare Supplements are purchased directly through your Secure Insurance Advisor.

Medicare Part D- Secure Insurance will pull your medications and find you the most suitable plan. Prescription Drug Plans are purchased directly through your Secure Insurance Advisor.

$590- Annual Deductible. Some plans do cover this deductible.

October 15th- Dec 7th is the Annual Open Enrollment Period for Part D and MAPD plans. Secure Insurance will mail out a reminder in September. If you want to switch during the AEP, it is your responsibility to send us your current information during that time. With such a short enrollment period if we do not hear from you, we assume you want to stay with your current plan.